These findings have implications for consumer policymakers, such as improving the development of FinTech, noticing the heterogeneity in terms of location, and guiding consumers to correctly understand the risks associated with FinTech. Specifically, payments with FinTech help increase consumers’ perceived convenience and perceived popularity as well as reduce perceived risk, which eventually improves financial satisfaction with cashless payments. Moreover, analyses on the mediating effects imply that payments with FinTech play roles through three perceived mediators.
Similarly, the positiveĪssociation does not hold for consumers with low financial literacy. Furthermore, this result holds in the eastern and central groups of China, but not in the western group, where payments with FinTech are not associated with financial satisfaction with cashless payments. The results indicate that payments with FinTech are positively associated with financial satisfaction with cashless payments. This study defines computer payment and mobile terminal payment using a cell phone or pad as payments with FinTech. The purpose of this paper is to investigate the association between FinTech payments and consumer financial satisfaction with cashless payments using data from the 2017 China Household Finance Survey. A discussion is included regarding the necessity to close the aging-based digital gap in order to cope with the issue of rapid aging. This study contributes a better understanding of the manner in which different factors are associated with different generations' social media engagement. Social media perceptions play more essential roles in the intensity of social media engagement for each generation group. The existing socio-economic inequalities and demographic variance largely explained older adults' social media access and diversity of social media engagement.
The results show a significant digital divide and generational differences. The present study investigated the association between differentiated social media usage with demographic characteristics, social economic status, physical and mental health, and social media perceptions. The data were collected through a household interview, using a nationally representative sample (n= 3790) from 58 cities in mainland China. This research focused on two important aspects of the aging society, the digital divide and the intergenerational differences, with regard to social media usage in China. The aging-based digital divide has gained increased research attention in recent years.
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